Ming the Mechanic:
Kiva third world micro-loans

The NewsLog of Flemming Funch
 Kiva third world micro-loans2005-11-01 21:42
19 comments
picture by Flemming Funch

Kiva is an organization that facilitates that individuals can provide micro-loans to people in third world countries. A reader on BoingBoing says:
"Kiva.org is the world’s first peer-to-peer, distributed microloan website. A great idea where PayPal meets Gates Foundation. The site allows you to lend a small amount of money, say $25, to needy microenterprises in developing countries. You receive repayment at the end of the loan period (normally 6-12 months) without interest. If they default on the loan, your loan becomes a donation – though none of the businesses have defaulted yet. A great low-risk, high-reward idea."

And on the Kiva front page is an example from Uganda of how it might look:
This bussiness is now using the loan money that they received from Kiva. They received loan money worth $500. They have bought 3 Bulls and 2 cows for their first sells in the cattle market in Tororo Town. I will keep you posted immediately after the firt sells is done. Thanks alot for supporting this bussiness with the loan monwy. These are the poorest of the poor people living in desparete stuation in the village. Yours Moses Onyango.

It is a good thing. Great idea to make it possible for individuals to contribute to the venture. High-reward, indeed. You get no interest, but you get the satisfaction of helping small business people off the ground, for very little money.


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19 comments

1 Nov 2005 @ 22:24 by jstarrs : Good one...
...I've passed this onto someone on another site who was looking into ways of 'supporting' an african village.  


4 Nov 2005 @ 05:38 by Mike @195.229.25.50 : Possible for Yamashita's digging?
IF this is for real, we can avail for treasure hunting in Philippines. See the forum related to this..Is this possible? Good to finance operation for digging the dirt  


7 Jun 2006 @ 17:39 by jm @198.161.203.6 : participation
I would like to know more about this organization. I heard it being discussed on cbc radio and it sounds very interesting  


14 Jun 2006 @ 20:18 by Gregg Wilson @63.245.123.46 : Fishing Business
I am presently trying to establish a fishing business on an island in the bahamas call Exuma. I would like to grow it into fish farming (Aquaculture) How can I get a loan of $8,000 (US) to purchase a boat and equipment?  


13 Nov 2006 @ 22:23 by John Mings @68.233.84.87 : micro-loans in Mali
Any contacts? Will be in country in December and wish to participate....  


8 Dec 2006 @ 14:18 by Mark Joseph Kiwummulo @81.199.24.18 : Att: Mrs. Shannon Douglass
I would kindly like to get in touch with you on this. It would be very helpful to have your services offered to soemof us.  


10 Sep 2007 @ 14:38 by kayiwa fred @41.220.2.47 : beekeeping
I owuld like to start a beekeeping project in my village how can i get aloan of 200usd  


13 Dec 2007 @ 06:11 by Elmer P. Franco @122.2.178.118 : HELP ME JOIN KIVA
I am Elmer P. Franco, a 26 year old single man from Manila, Philippines. I heard of Kiva from the syndicated OPRAH show in our country. At present, I am with my two sisters, my mom, little brother and my baby nephew. I do stand most of the time as the breadwinner in our family and I wish it could be better if we only have a business which we can start here in our community. I have always been praying that God would give me signs on how we can make our lives better, through OPRAH, which has served as one of my constant inpirations, He has given me KIVA.

I am hoping for your response on my e-mail on how I can also benefit from KIVA's blessings. Thank you.  



13 Dec 2007 @ 06:12 by Elmer P. Franco @122.2.178.118 : HELP ME JOIN KIVA
I am Elmer P. Franco, a 26 year old single man from Manila, Philippines. I heard of Kiva from the syndicated OPRAH show in our country. At present, I am with my two sisters, my mom, little brother and my baby nephew. I do stand most of the time as the breadwinner in our family and I wish it could be better if we only have a business which we can start here in our community. I have always been praying that God would give me signs on how we can make our lives better, through OPRAH, which has served as one of my constant inpirations, He has given me KIVA.

I am hoping for your response on my e-mail on how I can also benefit from KIVA's blessings. Thank you.


 



16 May 2008 @ 02:16 by ROSEMARIE P.NAVAN @121.54.17.106 : be a member at kiva through OPRAH
I AM ROSEMARIE P.NAVAN,44 YEARS OLD FROM #102 NATIONAL RD.,A.BONIFACIO,DIFFUN,QUIRINO,PHILIPPINES. MAY 15,2008 WHILE WATCHING THE T.V.SHOW OF OPRAH ABOUT THE BOOK OF EX-PRESIDENT BILL CLINTON 'GIVING'I WAS VERY HAPPY BECAUSE IT IS REALY TRUE THAT WHEN YOU HAVE AN OPEN PALM EXTENDED TO PEOPLE WHO ARE NEEDY YOU CAN DO IT EVEN IF YIU ARE NOT RICH LIKE THE OTHERS WITH OUT ASKING FOR REPAYMENT BUT THE REWARD IS GREAT AND THAT IS HAPPINESS. I AM A TEACHER BY PROFESSION,A MERE GOVERNMENT EMPLOYEE WITH A MY MINIMAL SALARY BUT I WAS ABLE TO HELP 6 STUDENTS WHO BELONG TO NO SOURCE OF INCOME TO FINISH THERE STUDIES IN COLLEGE SO THEY ARE NOW PROFESSIONALS AND IAM VERY HAPPY TO SEE THEM IMPROVE IN THERE WAY OF LIFE. SO HERE I AM ENCOURAGE TO CONTINUE WHAT I HAVE STARTED BECAUSE THERE MANY IN MY PLACE WHO CAN'T PURSUE THERE EDUCATION TO COLLEGE BECAUSE OF NO MONEY TO PAY THEIR TUITION FEE.IN THIS REGARD,MAY I ASK HELP FROM THIS KIVA ORGANIZATION TO PLEASE HELP ME FIND OTHER SOURCES OF INCOME TO FINANCE MY PROGRAM OF LETTING THE HIGH SCHOOL GRADUATE PURSUE THEIR EDUCATION TO THE TERTIARY LEVEL SO AS TO BE DEGREE HOLDERS AND FIND JOBS FOR THEM SO THEY'LL NOT BE GOING ABROAD.

I AM THANKFULL FOR THE LORD IS GOOD GIVING 'OPRAH' IN THIS WORLD TO HELP US WHO ARE IN NEED THROUGH THE 'KIVA ORGANIZATION'.ENROLEMEMNT IS GOING ON SO...

I AM LOOKING FORWARD FOR AN IMMEDIATE RESPONSE ON THIS MATTER.
 



2 Jul 2008 @ 08:54 by Alhamwi Radwan @66.198.41.15 : I need loan
I want to make small project (cow farm & mini dairy) can you help for this and what is your conditions.

I am from Syria  



30 Aug 2008 @ 09:09 by Aniaba Anko-bil @80.176.168.91 : Project
A Ghanaian busy with a machine shop (Fine Mechanics) and need support of about £30.000 loan or co-partnership to finish with the project.This project has a potential of employing 15 people on the shop floor and another 5 in the office.
That's helping 20 third world people with jobs.  



1 Sep 2008 @ 00:46 by Joshua @41.220.31.95 : Need loan
I am from Zimbabwe and have a big project that i would want to take up. I am looking for interested lenders whom i can discuss with about my projects so we can reach an agreement. Its a very good project and i think its worth while.

Thank you  



20 Sep 2008 @ 16:59 by Imo Joseph Pastor @196.0.22.4 : Micro Loan
Thanks for realising that there some needy people who can Use little capital and go on expanding . This can change their life style.  


17 Oct 2008 @ 22:25 by chukwunonso @208.78.62.3 : i need help
i am a secondary school graduat and i will still like to further my education i need a loan for idont know how to raise such money it require.  


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